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How To Apply
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At AGF Mortgage, we are
committed to make your loan application process as easy and
pain-free as possible. You can apply in one of the following
ways:
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Online
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By Phone (local)
816-361-9988 |
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By Phone (toll-free)
800-930-4243 |
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By Fax |
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By
requesting a loan officer to
contact you |
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Office Address:
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9140 Ward
Parkway Suite 110 |
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Kansas City,
Missouri 64114 |
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Why Choose AGF Mortgage |
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AGF Mortgage, Inc. was founded in 1993 with commitment
to Kansas and Missouri residents to provide the best
possible real estate loans for owner occupied, non owner
occupied (rental home), and second homes with low rates
and low closing costs. |
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When it comes to our
rates, whether you are an employee or self employed, you
will find the most suitable loan program among hundreds
that we offer through over fifty investors. Our
experience makes the loan processing smooth and fast. |
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We have an
excellent service. That is why our customers keep coming
back to us and they refer us to their relatives, friends
and co-workers. |
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No Cost
Pre-Approval |
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These days, getting a pre-approval is
the norm. Some home owners and
real estate agents are even hesitant to
show you homes if you have not been
pre-approved. So, if you are in the
market to purchase an owner-occupied
residence, a second home or a rental
property, you need to apply for a
pre-approval. |
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Interest rates and percent of the loan will be based on
borrower's credit score. Credit score could be as
low as 500 for non-conforming loans with income
verification and high down payment. For stated income or
no income verification loans with lower loan to value,
credit score could be as low as 580. Interest rates and
the percentage of loan to value change for, 560, 580,
600, 620, 640, 660, 680, 700, 720, 740, 760, 780 and 800
credit scores. The minimum credit score for a 100% loan
is 620. Please call for further information.
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Thank you for
visiting our site. AGF Mortgage has been serving homeowners
in Kansas and Missouri by providing low rates and low
closing costs for purchase or refinance since 1993.
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Following is a list of some of our loan
programs. If you don't see the loan program that
you have in mind, please contact a loan officer
either by phone or by completing the
request
form.
A loan officer will call you at the time you
specify on the form. |
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Loan for Primary Home |
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Stated income with asset
verification up to 95% (SISA) |
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Stated income and stated
asset up to 90% (SISA) |
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Stated income with asset verification up
to 80% (SIAV) |
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Stated asset and stated income up to 80% (SISA) |
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Call for
details |
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Loan For Rental Home |
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Stated Income and stated asset (SISA) |
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Call for
details |
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Stated
Income for Commercial Loan |
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Stated Income up to 80% for commercial loan, please
click here |
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Credit Policy |
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Credit policies in all loan programs are
subject to change without notice.
However, we try to update our web site
as frequently as possible. Rates
and percentage of loans will be based on
the borrower's credit score.
Credit score can be as low as 580. Rates
and percentage of the loan change for,
580, 600, 620, 640, 660, 680, 700, and
720 credit scores. Please call for
further information. |
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A Few Helpful Tips |
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Tip #1
Don't buy what you have been
qualified for. Buy what you can really
afford. After you close the loan, you are
the only one responsible for the payments,
not the loan officer.
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Tip #2
If you are short of cash for
closing, ask the sellers if they are willing
to pay all or part of your closing costs.
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Tip #3
Don't get Option ARM
Loans. Those could be disastrous and could
ruin your credit if you are not careful. |
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AGF Mortgage,
Inc. is licensed in KS and MO.
Missouri Residential Mortgage License Registrant
NO. 06-063 and Kansas Residential Mortgage License Registrant
NO. 96-0135 |
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816-361-9988 or
800-930-4243