AGF Mortgage, Inc.

 Since 1993

 9140 Ward Parkway  Kansas City, Missouri  64114   816-361-9988  or  800-930-4243

First Mortgage

Second Mortgage

Line of Credit

Loan on Rental Home

No Income Verification Loan

Commercial Loan

Home

Interest Rates

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Online Application

Three Ways to Apply

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     How To Apply Now

At AGF Mortgage, we are committed to making your loan application process as easy and pain-free as possible. You can apply in one of the following ways:
  Online
  By Phone (local)           816-361-9988
  By Phone ( toll-free)     800-930-4243
  By Fax       
  Request a loan officer to contact you
   
 

  Office Address:        

    9140 Ward Parkway Suite 110
    Kansas City, Missouri 64114
   
Why choose AGF Mortgage?

 AGF Mortgage, Inc. was founded in 1993 with commitment to Kansas and Missouri residents to provide the best possible real estate loans for owner occupied, non owner occupied (rental home), and second homes with low rates and low closing costs.

When it comes to our rates, whether you are an employee or self employed, you will find the most suitable loan program among hundreds that we offer through over fifty investors. Our experience makes the loan processing smooth and fast.

  We have an excellent service. That is why our customers keep coming back to us and they refer us to their relatives, friends and co-workers. 

   We challenge the major lenders in this area such as, Chase, Bank of America and others with our low costs and excellent service.

Loan Payment Calculator

To calculate your monthly principal and interest, enter your loan amount, interest rate and loan period. Then click  the Calculate button.

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 No Cost Pre-Approval

These days, getting a pre-approval is the norm. Some homeowners and real estate agents are even hesitant to show you homes if you have not been pre-approved. So, if you are in the market to purchase an owner-occupied residence, a second home or a rental property, you need to apply for a pre-approval.

Tip #1: Don't buy what you have been qualified for. Buy what you can really afford. After you close the loan, you are the only one responsible for the payments, not the loan officer.

Tip #2: If you are short of cash for closing, ask the sellers if they are willing to pay all or part of your closing costs.

Tip #3: Don't get Option ARM Loans. They could be disastrous and could ruin your credit if you are not careful.

AGF Mortgage, Inc. is licensed in KS and MO. Missouri Residential Mortgage License Registrant NO. 06-063 and Kansas Residential Mortgage License Registrant NO. 96-0135

Interest Rates for Kansas and Missouri

 

The following interest rates for the states of Kansas and Missouri are approximates due to the fact that interest rates change by the hour. The loan amount, purpose of the loan, and borrower's credit score are also used to determine the interest rate. For a more accurate low interest rate for residential real estate mortgage loan in KS and MO give us a call at (816) 361-9988 or (800) 930-4243, seven days a week from 8:30am to 8:30pm CST, or fill out our online application (secure) and a loan officer will contact you within 24 hours.

First mortgage conforming rates for loan amounts above $250,000 in Kansas and Missouri

Minimum amount for 1st mortgage is $35,000 and for 2nd mortgage is $15,000. Please call for loan amounts less than $250,000.

 

For 12/03/2007

Loan Programs

Rate +Points

APR 

30 Year Conforming Loan with credit score as low as 620 for primary home with 95% LTV in KS and MO

5.625%   No Point 5.709

30 Year Conforming Loan with credit score as low as 620  for primary home with 95% LTV in KS and MO

Call

Call

15 Year Conforming Loan with credit score as low as 620 for primary home with 95% LTV In KS and MO

5.375%  No Point

5.461

15 Year Conforming Loan with credit score of 620 for primary home with 95% LTV in KS and MO

Call

 Call

30 Year Conforming Loan (interest-only) In KS and MO

Call Call

30/15 Years for non-owner (rates vary based on down payment)

Call Call

15 or 30 Years with No Income Verification (different rates are available based on down payment, credit score, loan size, and document type).

Call Call
 

Arm Loan (APR changes based on loan size)                                       

Rate

5/1 Arm with 90% LTV with credit score of 680+ (for lower scores call)

Call

5/1 Arm with 95% interest only with credit score of 680+ (for lower scores call)

Call

5/1 Arm with 95% interest only with credit score of 680+ Call

For other types of Arms

Call

Jumbo Loan (APR changes based on loan size)                                       

Rate

30 Years: Rates vary based on loan size, down payment & credit score

Call

15 Years: Rates vary based on loan size, down payment & credit score

Call

5/1 Jumbo ARM: Rates vary based on loan size, down payment & credit score

Call

Commercial Loans in Kansas, Missouri, and other states please click here

Call

Second Mortgage Rates (fixed)

Rates depend on the LTV (loan to value), credit score, loan amount, and real estate type. Please call us for exact rates.

Second Mortgage Line of Credit (adjustable rates)       

Rates depend on the LTV (loan to value), credit score, and loan amount. For exact rates, please call us. We also have no closing cost Line of credit.

 

Interest rates and percent of the loan will be based on borrower's Credit Score. Credit Score could be as low as 500 for non-conforming loans with income verification and high down payment. For stated income or no income verification loans, with lower loan to value, credit score could be as low as 580. Interest rates and the percentage of loan to value change for, 560, 580, 600, 620, 640, 660, 680, 700, 720, 740, 760, 780 and 800 credit score. The Minimum credit score for 100% loan is 620.  Please call for further information. 

We offer our services to all the cities of Kansas and Missouri including list below:

Arnold,  Arrow Rock,  Ashland,  Aurora,  Ava,  Ballwin,  Belton,  Bethany,Black Jack,  Blue Springs,  Bolivar,  Boonville,  Bourbon,  Bowling Green,  Branson,  Brentwood,  Brookfield,  Brunswick,  Buffalo,  Butler,  California,  Camdenton,  Cameron,  Cape Girardeau,  Carl Junction,  Carrollton,  Carthage,  Caruthersville,  Cassville,  Centralia,  Chesterfield,  Chillicothe,  Clayton,  Clinton,  Columbia,  Crestwood,  Creve Coeur,  Cuba,  Dexter,  Eagleville,  East Prairie,  Eldon,  Ellisville,  Eureka,  Excelsior Springs,  Farmington,  Fayette,  Fenton,  Festus,  Florissant,  Forsyth,  Fort Leonard Wood,  Fulton,  Granby,  Grandview,  Greenview,  Hale,  Hallsville,  Hannibal,  Harrisonville,  Hazelwood,  Hermann,  Higginsville,  Hillsboro,  Hollister,  Houston,  Malden,  Manchester,  Mansfield,  Maplewood,  Marceline,  Mark Twain Lake,  Marshall,  Maryland Heights,  Maryville,  Mexico,  Moberly,  Monett,  Mongomery City,  Monroe City,Mount Vernon,  Mountain Grove,  Mountain View,  Neosho, Nevada,New Franklin,   New Haven,  New Madrid,  Nixa,  Noel,  North Kansas City,Oak Ridge,  Odessa,  O’Fallon,  Olivette,  Osage Beach,  Owensville,  Ozark,  Pacific,  Paris,  Park Hills,  Parkville,  Parma,  Perry,  Perryville,  Piedmont,Platte City,  Pleasant Hill,   Poplar Bluff,  Raytown,  Republic,  Richland,  Richmond,  Richwoods,  Rock Port,  Rolla,  Saint Ann,  Saint Charles,  Saint Clair,  Saint Genevieve,  Saint John,  Saint Joseph,  Saint Louis,  Saint Peters,Saint Robert,  Salem,  Salisbury,  Savannah,  Sedalia,  Sikeston,  Slater,  Smithville,  Springfield,  Sturgon,  Sullivan,  Sunrise Beach,  Theodosia,  Tipton,Town & Country,  Trenton,  Troy,  Union,  University City,  Vandalia,  Versailles Warrensburg,  Warrenton,  Warsaw,  Washington,  Waynesville,  Webb City,  Weldon Spring,  Wentzville,  West Plains,  Weston,  Whiteman AFB,  Wildwood,  Wright City. Kansas Abilene,  Agra,  Alden,  Aliceville,  Alma,  Almena,  Altamont,  Alton,  Andover,  Angelus,  Anthony,  Argonia,  Arkansas City,  Arlington,  Arnold,  Ashland,  Atchison,  Atlanta,  Attica,  Atwood,  Axtell,  Baldwin City,  Basehor,  Baxter Springs,  Beeler,  Belleville,  Beloit,  Belpre,  Bentley,  Bern,  Bird City,  Bison,  Blue Rapids,  Bonner Springs,  Brainerd,  Bremen,  Brookville,  Bucklin,  Buffalo,  Buhler,  Burden,  Burlingame,  Burlington,  Burr Oak,  Burrton,  Bushton,  Caldwell,  Cambridge,  Canton,  Cassoday,  Cawker City,  Cedar Vale,  Chanute,  Chapman,  Cheney,  Chetopa,  Cimarron,  Clay Center,  Clearwater,  Clifton,  Coffeyville,  Colby,  Columbus,  Colwich,  Concordia,  Council Grove,  Countryside,  Courtland,  Crystal Springs,  Cunningham,  Dalton,  Damar,  Danville,  Delphos,  Denmark,  Derby, Dexter,  Dodge City,  Downs,  Dresden,  Durham,  Edgerton,  Edwardsville,  El Dorado,  Elk City,  Elk Falls,  Elkhart,  Ellinwood,  Ellis,  Ellsworth,  Emporia,  Enterprise,  Erie,  Eskridge,  Eudora,  Eureka,  Florence,  Fort Riley,  Fort Scott,  Fowler,  Frankfort,  Fredonia,  Freeport,  Frontenac,  Galva,  Garden City,  Garden Plain,  Gardner,  Garnett,  Gas,  Gaylord,  Geneseo,  Girard,  Glasco,  Goessel,  Goodland,  Gove,  Grainfield,  Great Bend,  Greensburg,  Grenola,  GrinnellHaddam,  Halstead,  Hardtner,  Harper,  Haviland,  Hays,  Hazelton,  Herington,  Herndon,  Hesston,  Hiawatha,  Highland,  Hillsboro,  Hoisington,  Holton,  Holyrood,  Hope,  Horton,  Howard,  Hoxie,  Hudson,  Hugoton,  Humboldt,  Independence,  Ingalls,  Inman,  Iola,  Jennings,  Jetmore,  Jewell,  Johnson City,  Junction City,  Kanorado,  Kansas City,  Kechi,  Kingman,  Kinsley,  Kiowa,  Kirwin,  Kismet,  La Crosse,  La Harpe,  Lakin,  Lansing,  Larned,  Lawrence,  Leavenworth,  Leawood,  Lebanon,  Lebo,  Lecompton,  Lenexa,  Lenora,  Leon,  Leoti,  Lewis,  Lewisburg,  Liberal,  Lincoln,  Lincolnville,  Lindsborg,  Linwood,Little River,  Logan,  Long Island, Longton,  Lost Springs,   Louisburg,  Lucas,  Luray,  Lyndon,  Lyons,  Macksville,  Maize,  Manhattan,  Mankato,  Marion,  Marquette,  Marysville,  McCracken,  McPherson,  Meade,  Medicine Lodge,  Melvern,  Merriam,  Minneapolis,  Minneola,  Mission,  Moline,  Montezuma,  Moran,  Moundridge,  Mullinville,  Mulvane,  Neodesha,  Ness City,  New Cambia,  Newton,  Norton,  Nortonville,  Oakley,  Oberlin,  Olathe,  Onaga,  Osage City,  Osborne,  Oskaloosa,  Oswego,  Ottawa,  Overbrook, Overland Park,  Oxford,  Palco,  Paola,  Park, Park City,  Parsons,  Peabody,  Phillipsburg,  Pilsen,  Pittsburg,  Plains,  Plainville,  Plevna,  Potwin,  Prairie Village,  Pratt,  Pretty Prairie,  Protection,  Quinter,  Ramona,  Randall,  Raymond,  Rose Hill,  Russell,  Russell Springs,  Sabetha,  Saint Francis,  Saint John,  Saint Marys,  Salina,  Scandia,  Scott City,  Sedan,  Sedgwick,  Selden,  Seneca,  Sharon,Sharon Springs,  Shawnee,  Shawnee Mission,  Smith Center,  Solomon,  South Hutchinson,  Spring Hill,  Stafford,  Stark,  Sterling,  Stockton,  Strong City,  Summerfield,  Sylvan Grove,  Syracuse,  Tampa,  Tonganoxie, Topeka,  Toronto,  Towanda,  Tribune,  Udall,  Ulysses,  Valley Center,  Valley Falls,  Vesper,  Victoria,  Wa Keeney,  Waldo,  Wamego,  Washington,  Waterville,  Wathena,  Waverly,  Wellington,  Wichita,  Wilmore,  Wilson,  Winchester,  Windom,  Winfield,  Yates Center,  Yoder,  Zenda

Copyright © 1998-2007 AGF Mortgage Inc.